Prince Williams

2980 Elsa Avenue

Waldorf, MD
$ 610,000 Beds 4 Baths 3.5 Sq 3,659
Monthly Estimate* How much can I afford?

Discover the perfect blend of comfort, space, and functionality in this beautifully maintained 4-bedroom home designed for everyday living and entertaining. The main level features formal living and dining rooms, an inviting eat-in kitchen with updated appliances, a dedicated office space, and a comfortable family room with a fireplace. Upstairs, the spacious primary suite offers a private ensuite bath with a relaxing soaking tub, double vanity, and separate shower. Three additional bedrooms provide plenty of space for a variety of needs. The fully finished basement adds even more flexible living space and includes a full bathroomperfect for a recreation room, home gym, media room, or guest space. Step outside to enjoy the patio and fully fenced backyard, offering a great setting for outdoor dining, entertaining, gardening, or simply relaxing at home. An added opportunity2980 Elsa Avenue is located in a USDA-eligible area, which may allow qualified buyers to take advantage of USDA financing, including the possibility of 100% financing with no down payment. Buyer and property eligibility requirements apply. With generous living space, thoughtful updates, flexible rooms, and multiple financing possibilities, 2980 Elsa Avenue is ready to welcome its next owner.

ACTIVE

  • Price
  • $ 610,000
  • City
  • Waldorf
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • CHARLES
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 20603
  • Sqr Footage
  • 3,659
  • Year Built
  • 2002
  • Taxes
  • $ 6546
  • Style
  • Colonial
  • MLS#
  • MDCH2058892
Listed By: Janell M McIlwain with Samson Properties - 7033788810;
Data Source: Bright MLS

Features

General

Living Area 3659
Sewer Public Septic,Public Sewer
Heating Heat Pump(s)
Cooling Other,Central A/C
Possession Settlement
Appliances Built-In Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater
Zoning WCD
HOA Fee 102.00
Garage Spaces 2.00
Architectural Style Colonial
Construction Materials Brick Front,Vinyl Siding
School District Charles County Public Schools
Year Built 2002
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 2B
Accessibility None
Assoc Fee Paid Per Annually
County CHARLES
New Construction No
Property Type Residential
HOA Yes
Subdivision Name SETTLE WOODS SUB
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Billingsley Road to Bensville Road,left on Elsa Avenue,right on Fern Hill Street,then right on Elsa Avenue to 2980 Elsa Avenue.
City WALDORF
Association Name SETTLE WOODS
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 11451.00
Tax Assessed Value 502633.0
Tax Annual Amount 6546.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 225.68
Acceptable Financing FHA,VA,Conventional,Cash,USDA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 3899
Standard Status Active
Year Built Source Assessor
Legal Subdivision SETTLE WOODS SUB
Tax Lot 12

Interior Features

Interior Amenities Attic,Bar,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Butlers Pantry,Carpet,Ceiling Fan(s),Chair Railings,Crown Moldings,Dining Area,Family Room Off Kitchen,Floor Plan -
Heating Fuel Natural Gas
Basement Fully Finished,Outside Entrance,Rear Entrance,Walkout Stairs
Total Fireplaces 1
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2703
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 956
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Basement,Foyer,Office,Bathroom 2,Bonus Room,Primary Bathroom,Half Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 240
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Fencing Rear,Wood
Parking Features Paved Driveway,Public
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Attached Garage,Driveway,Off Street
Foundation Details Concrete Perimeter
Spa No
Water View Y/N No
Lot Size Acres 0.26
Lot Size Source Assessor
Waterfront Y/N No
Horse Y/N No
Land Assessed Value 141100.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Basement Lower 1 Basement - Finished,Bathroom - Walk-In Shower,Flooring - Ceramic Tile
Bathroom 2 Upper 1 Bathroom - Tub Shower,Flooring - Ceramic Tile
Bedroom 2 Upper 1 Flooring - Carpet
Bedroom 3 Upper 1 Flooring - Carpet
Bedroom 4 Upper 1 Flooring - Carpet
Bonus Room Lower 1 Flooring - Carpet
Dining Room Main Crown Molding,Flooring - Carpet,Formal Dining Room
Family Room Main Fireplace - Other,Ceiling Fan(s),Flooring - Carpet
Foyer Main Flooring - HardWood
Half Bath Main
Kitchen Main Pantry,Countertop(s) - Granite,Kitchen - Eat-in,Kitchen - Electric Cooking,Built-Ins,Island,Flooring - Ceramic Tile
Living Room Main Flooring - Carpet,Crown Molding
Office Main Flooring - Carpet
Primary Bathroom Upper 1 Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Countertop(s) - Granite,Double Sink,Flooring - Ceramic Tile
Primary Bedroom Upper 1 Cathedral/Vaulted Ceiling,Ceiling Fan(s),Primary Bedroom - Sitting Area,Walk-In Closet(s),Flooring - Carpet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Call School Board Elementary School
Middle School Call School Board Middle School
High School Call School Board High School

Price History

9/11/2026 Listed $610,000

Property vs Zip Code Average in 20603

Price
AVG $570K
$610K
Taxes
AVG $22,924
$6,546
Year Built
AVG 2001
2002
Visits
AVG 402
59
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2980 Elsa Avenue Waldorf, MD is a Single Family Home for sale at $610000 with 3659 sqft and a lot size of 0.26 Acres Acre(s). 2980 Elsa Avenue Waldorf has 4 bedrooms, 3 baths and was built in 2002. The property's zip code is 20603 which is in Waldorf, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Prince Williams

Prince Williams

REALTOR®

240-262-0087

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