Prince Williams

3435 Elsa Avenue

Waldorf, MD
$ 512,000 Beds 4 Baths 2.5 Sq 2,106
Monthly Estimate* How much can I afford?

PRICE IMPROVEMENT! ***SELLER IS OFFERING CLOSING HELP!. Discover refined living in this elegant 4-bedroom, 2.5-bath single-family home in the desirable Settle Woods community of Waldorf, MD. Thoughtfully designed with spacious interiors, inviting living spaces, and a serene backyard ideal for entertaining or unwinding, this residence offers the perfect balance of style and comfort. Conveniently located near shopping, dining, parks and major commuter routes. This exceptional home delivers modern living and everyday convenience. Seller is highly motived and offering some CLOSING HELP with a full price offer. Dont miss the opportunity to make this exceptional home your own! schedule your private tour today!

ACTIVE

  • Price
  • $ 512,000
  • City
  • Waldorf
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CHARLES
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.38 Acres
  • Zip
  • 20603
  • Sqr Footage
  • 2,106
  • Year Built
  • 1996
  • Taxes
  • $ 6162
  • Style
  • Colonial
  • MLS#
  • MDCH2056204
Listed By: Kiva Addley with Keller Williams Preferred Properties - 2407375000;
Data Source: Bright MLS

Features

General

Living Area 2106
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Utilities Natural Gas Available
Possession Immediate,Settlement
Roof Asphalt
Appliances Oven/Range - Gas,Dishwasher,Disposal,Dryer - Front Loading,Refrigerator,Washer - Front Loading,Water Heater
Zoning WCD
HOA Fee 101.85
Garage Spaces 2.00
Patio/Porch Features Deck(s),Porch(es)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1996
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility Other
Assoc Fee Paid Per Annually
County CHARLES
New Construction No
Property Type Residential
HOA Yes
Subdivision Name SETTLE WOODS SUB
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Bensville Rd to Elsa Ave- GPS or Google maps
City WALDORF
Disclosures Prop Disclosure
Association Name SETTLE WOODS SUBDIVSION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 16652.00
Tax Assessed Value 469467.0
Tax Annual Amount 6162.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 243.11
Acceptable Financing Cash,Conventional,FHA,VA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2106
Standard Status Active
Year Built Source Assessor
Legal Subdivision SETTLE WOODS SUB
Tax Lot 68

Interior Features

Interior Amenities Attic,Breakfast Area,Built-Ins,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Eat-In,Kitchen - Table Space,Primary Bath(s),Pantry,Ba
Heating Fuel Natural Gas
Flooring Ceramic Tile,Carpet,Laminated
Total Fireplaces 1
Fireplace Features Gas/Propane,Mantel(s)
Hot Water Natural Gas
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2106
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Exterior Lighting,Sidewalks
Pool No Pool
Fencing Rear
Lot Features No Thru Street
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry,Inside Access
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Crawl Space
Water View Y/N No
Lot Size Acres 0.38
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 184900.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/5/2026 Listed $550,000
7/22/2026 5% - $525,000
8/13/2026 2% - $514,500
9/17/2026 1% - $512,000

Property vs Zip Code Average in 20603

Price
AVG $570K
$510K
Taxes
AVG $22,915
$6,162
Year Built
AVG 2001
1996
Visits
AVG 405
657
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3435 Elsa Avenue Waldorf, MD is a Single Family Home for sale at $512000 with 2106 sqft and a lot size of 0.38 Acres Acre(s). 3435 Elsa Avenue Waldorf has 4 bedrooms, 2 baths and was built in 1996. The property's zip code is 20603 which is in Waldorf, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Prince Williams

Prince Williams

REALTOR®

240-262-0087

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