Prince Williams

437 W Lewis Shore Road

Elkton, MD
$ 345,000 Beds 3 Baths 2 Sq 1,120 Virtual Tour
Monthly Estimate* How much can I afford?

Rarely available waterfront cottage in Lewis Shore! Tucked away beyond the woods and farmland on the outskirts of Elkton, this charming retreat offers the opportunity to enjoy a relaxed waterfront lifestyle at the top of the Elk River. Imagine starting your morning with coffee on the deck while taking in the peaceful surroundings. Spend the day fishing, boating and rafting up with friends, or cruise to a waterfront restaurant for lunch and live music. Then come home, unwind on the spacious waterside deck, and enjoy a beautiful sunset over the water. Originally built in the 1930s, this cottage has been enjoyed by the current owners as their summer retreat for the past 28 years. It has the charming atmosphere you would expect of a cottage built in that time period and includes 3 bedrooms, 2 baths and a very large waterside deck that is great for watching the sunsets. Recent improvements include a new well, new pressure tank and new HVAC system, all completed in 2025. The roof is approximately 12 years old, and most furnishings are included, making it even easier to begin enjoying your new retreat. A special opportunity to own a waterfront retreat in Lewis Shorecome experience the setting, the sunsets and the lifestyle for yourself! Parking is located in the field across the lane. Please see Inclusions/Exclusions for furnishings and other items included in the sale. CASH ONLY due to land-lease structure. Land is owned by Lewis Shore, Inc.; the cottage does not convey with the 17 acres. Occupational Licensing Fee and Cottage Improvement Tax apply. Sellers will allow inspections; however, the property is being sold AS IS and sellers will make no repairs. Private community, no drive bys please.

ACTIVE

  • Price
  • $ 345,000
  • City
  • Elkton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CECIL
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • Zip
  • 21921
  • Sqr Footage
  • 1,120
  • Year Built
  • 1935
  • Taxes
  • $ 842
  • Style
  • Cottage
  • MLS#
  • MDCC2023160
Listed By: Michele Meyer Burch with Patterson-Schwartz-Middletown - 3022855100;
Data Source: Bright MLS

Features

General

Living Area 1120
Sewer On Site Septic
Heating Central
Cooling Ceiling Fan(s),Central A/C
Utilities Electric Available,Propane
Possession Settlement
Roof Asphalt
Zoning RM
Patio/Porch Features Deck(s)
Architectural Style Cottage
Construction Materials Block,Stick Built
School District CECIL COUNTY PUBLIC SCHOOLS
Exclusions kitchen table,coffee table in living room,tall cabinet in kitchen,4 drawer dresser in back bedroom
Year Built 1935
Electric 100 Amp Service
View River
Levels 1
Tax Year 2027
Ownership Land Lease
Cool Fuel Electric
Waterfront Features Boat/Launch Ramp - Private,Private Dock Site
Building Name NONE AVAILABLE
Accessibility None
County CECIL
New Construction No
Property Type Residential
HOA No
Subdivision Name LEWIS SHORE
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Total Rooms 7
Full Baths 2
Status ACTIVE
Directions Off Rt 213 S turn onto W Lewis Shore Rd.
City ELKTON
Body of Water Elk
Disclosures Prop Disclosure
Land Lease Amount 5147.00
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 0.00
Tax Assessed Value 842.0
Land Lease Y/N Yes
Tax Annual Amount 842.0
Property Condition Good
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 308.04
Acceptable Financing Cash
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Virtual Tour https://vt-idx.psre.com/NH06580
Total SQFT 1120
Location Type Rural
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Federal Flood Zone AE
Land Lease Amount Frequency Annually

Interior Features

Interior Amenities Attic,Bathroom - Tub Shower,Carpet,Cedar Closet(s),Combination Kitchen/Living,Floor Plan - Traditional,Kitchen - Eat-In,Water Treat System,Wood Floors
Heating Fuel Propane - Leased
Flooring Carpet,Hardwood,Vinyl
Total Fireplaces 1
Fireplace Features Brick,Gas/Propane
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Window Features Replacement,Screens
Fireplace Y/N Yes
Above Grade Finished Area 1120
Central Air Y/N Yes
Total Bedrooms 3
Room Type Living Room,Bedroom 2,Bedroom 3,Kitchen,Bedroom 1,Bathroom 1,Bathroom 2
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type None
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Exterior Amenities Gutter System,Outbuilding(s)
Pool No Pool
Lot Features SideYard(s)
Water Source Well
Inclusions most contents and furnishings except those items noted below
Total Parking Spaces 4
Type of Parking Off Street
Foundation Details Crawl Space
Water View Y/N Yes
Lot Size Acres 0.00
Road Surface Type Gravel
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N Yes
Door Features Sliding Glass,Storm
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access
Road Responsibility Private
Number of Docks 1
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
Dock/Slip Conveys YN Yes
Dock Type and Features Floating
Off Street - # of Spaces 4

Room Details

Bathroom 1 Main Flooring - Vinyl
Bathroom 2 Main Flooring - Wood
Bedroom 1 10 X 12 Main Cathedral/Vaulted Ceiling,Flooring - Carpet
Bedroom 2 Main Flooring - Carpet
Bedroom 3 10 X 8 Main Flooring - Carpet
Kitchen 18 X 8 Main Countertop(s) - Solid Surface,Flooring - Vinyl
Living Room 18 X 15 Main Cathedral/Vaulted Ceiling,Fireplace - Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/19/2026 Listed $345,000

Property vs Zip Code Average in 21921

Price
AVG $490K
$350K
Taxes
AVG $4,286
$842
Year Built
AVG 1974
1935

Areas That We Cover

437 W Lewis Shore Road Elkton, MD is a Single Family Home for sale at $345000 with 1120 sqft and a lot size of Acre(s). 437 W Lewis Shore Road Elkton has 3 bedrooms, 2 baths and was built in 1935. The property's zip code is 21921 which is in Elkton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Prince Williams

Prince Williams

REALTOR®

240-262-0087

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